Financial Report 2025 of the Savings Banks Finance Group

Prof. Dr. Ulrich Reuter – President of the German Savings Banks Association

Foreword by the President

»In 2025, the institutions of the Savings Banks Finance Group proved that, even in times of great uncertainty, they are an anchor of stability for the economy and society. They also continue to be a driving force for investment and innovation.«

504

million euros

Spent on social commitments

23.9

million

Savings accounts

5.1

billion euros

Taxes paid

53.2

million

Current accounts

Making the future possible: A focus on the next generation

The Savings Banks Finance Group is a trusted financial partner, employer and educational mentor.

»Customer satisfaction today is about much more than just traditional banking«

Young customers, in particular, have different expectations: an interview with Dr Joachim Schmalzl

barer41 concept branch of Stadtsparkasse München

More hoodies, fewer suits

Concept branches such as the »barer41« run by Stadtsparkasse München consistently focus on the needs of Gen Z and Gen Alpha.

Giving young people a chance

Successful trainee branches, such as those run by Sparkasse Leipzig, are a hit both inside and outside the organisation.

International projects of the German Savings Banks Foundation

Development opportunities – also internationally

Broaden your horizons by getting involved in the global projects run by the German Sparkassenstiftung.

Financial education by the savings banks

Teaching financial literacy in a practical, real-life context

Learning, investing, starting a business: the Savings Banks Finance Group’s range of educational programmes is extremely diverse.